167 Excelsior WayCurlewWA99118
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Curlew rental at 167 Excelsior Way, Curlew, WA, 99118 sits in the solid-income band: 7.98% gross yield, $2,660/mo rent, $257/mo net after the $1,798/mo debt service, DSCR 1.48. Entry price of $399,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $110,485 and $3,683/yr in principal reduction bring total cumulative return to $167,833.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $257 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,660 |
| Total Monthly Debt Service | $2,245 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99118, Curlew, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 511 (100%) |
| Owner Occupied HU | 303 (59.3%) |
| Renter Occupied HU | 64 (12.5%) |
| Vacant Housing Units | 144 (28.2%) |
| Median Home Value | $486,364 |
| Average Home Value | $541,559 |
Housing Distribution
Address Breakdown
Residential
255
Single Family
255
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99118, Curlew, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 511 (100%) |
| Owner Occupied HU | 303 (59.3%) |
| Renter Occupied HU | 64 (12.5%) |
| Vacant Housing Units | 144 (28.2%) |
| Median Home Value | $486,364 |
| Average Home Value | $541,559 |
Housing Distribution
Address Breakdown
Residential
255
Single Family
255
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: BILL BALDWIN • WINDERMERE RE / REPUBLIC
Mls Name: Northeast Washington AOR
Mls ID: #45106