16679 Highway 96WetmoreCO81253
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 16679 Highway 96, Wetmore, CO, 81253 in Wetmore is capital appreciation. Rental yield 3.8%. The 3.8% gross yield at $949,550 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $262,343 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.70) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $195,755.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 5.0% |
| Monthly Cash Flow | $(2,530) | $300 |
City averages based on Wetmore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,004 |
| Total Monthly Debt Service | $5,156 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81253, Wetmore, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 330 (100%) |
| Owner Occupied HU | 196 (59.4%) |
| Renter Occupied HU | 31 ( 9.4%) |
| Vacant Housing Units | 103 (31.2%) |
| Median Home Value | $717,742 |
| Average Home Value | $1,044,860 |
Housing Distribution
Address Breakdown
Residential
109
Single Family
86
Multi-Family
23
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81253, Wetmore, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 330 (100%) |
| Owner Occupied HU | 196 (59.4%) |
| Renter Occupied HU | 31 ( 9.4%) |
| Vacant Housing Units | 103 (31.2%) |
| Median Home Value | $717,742 |
| Average Home Value | $1,044,860 |
Housing Distribution
Address Breakdown
Residential
109
Single Family
86
Multi-Family
23
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices