1664 Stanley Lake RdFriendsvillePA18818
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1664 Stanley Lake Rd, Friendsville, PA, 18818 in Friendsville earns a respectable 8.37% gross yield at $215,000, but after the $967/mo mortgage the net cash flow is $54/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.55) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $59,401 over five years, making equity the dominant return driver. Total projected return: $85,516.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $54 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,500 |
| Total Monthly Debt Service | $1,361 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
1.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18818, Friendsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 765 (100%) |
| Owner Occupied HU | 459 (60.0%) |
| Renter Occupied HU | 91 (11.9%) |
| Vacant Housing Units | 215 (28.1%) |
| Median Home Value | $285,096 |
| Average Home Value | $325,365 |
Housing Distribution
Address Breakdown
Residential
583
Single Family
557
Multi-Family
26
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
1.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18818, Friendsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 765 (100%) |
| Owner Occupied HU | 459 (60.0%) |
| Renter Occupied HU | 91 (11.9%) |
| Vacant Housing Units | 215 (28.1%) |
| Median Home Value | $285,096 |
| Average Home Value | $325,365 |
Housing Distribution
Address Breakdown
Residential
583
Single Family
557
Multi-Family
26
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JEFFREY R STROHL • Coldwell Banker Town & Country Properties Montrose
Mls Name: GSBR
Mls Provider:
Mls ID: #SC6459
Disclaimer: Information provided by the Greater Scranton Board of REALTORS MLS. Information is for consumers personal noncommercial use, and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing. Consult the specific municipality for permitted Zoning uses.