1663 N Rocky RdUplandCA91784
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Upland rental at 1663 N Rocky Rd, Upland, CA, 91784 sits in the solid-income band: 8.24% gross yield, $7,894/mo rent, $731/mo net after the $5,171/mo debt service, DSCR 1.53. Entry price of $1,150,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $317,724 and $10,592/yr in principal reduction bring total cumulative return to $483,302.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.2% |
| Monthly Cash Flow | $731 | $230 |
City averages based on Upland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,894 |
| Total Monthly Debt Service | $6,705 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
6,474 sqft lot
$N/A/sqft
$45 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91784, Upland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,952 (100%) |
| Owner Occupied HU | 8,289 (83.3%) |
| Renter Occupied HU | 1,473 (14.8%) |
| Vacant Housing Units | 190 ( 1.9%) |
| Median Home Value | $844,917 |
| Average Home Value | $878,450 |
Housing Distribution
Address Breakdown
Residential
10,109
Single Family
10,078
Multi-Family
31
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
6,474 sqft lot
$N/A/sqft
$45 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91784, Upland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,952 (100%) |
| Owner Occupied HU | 8,289 (83.3%) |
| Renter Occupied HU | 1,473 (14.8%) |
| Vacant Housing Units | 190 ( 1.9%) |
| Median Home Value | $844,917 |
| Average Home Value | $878,450 |
Housing Distribution
Address Breakdown
Residential
10,109
Single Family
10,078
Multi-Family
31
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices