1661 N 56th StPhiladelphiaPA19131
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1661 N 56th St, Philadelphia, PA, 19131 in Philadelphia is narrow, $179/mo net on $1,064/mo rent after the $607/mo debt service, but the property operates at break-even-plus, not a loss. At $135,000 with a 9.46% yield, the long-run equity case via 5% appreciation ($37,298 over five years) and $1,243/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.75 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $63,002.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.8% |
| Monthly Cash Flow | $179 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,064 |
| Total Monthly Debt Service | $831 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1915
1,638 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19131, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,223 (100%) |
| Owner Occupied HU | 8,177 (38.5%) |
| Renter Occupied HU | 10,193 (48.0%) |
| Vacant Housing Units | 2,853 (13.4%) |
| Median Home Value | $218,230 |
| Average Home Value | $277,169 |
Housing Distribution
Address Breakdown
Residential
20,958
Single Family
13,144
Multi-Family
7,814
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1915
1,638 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19131, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,223 (100%) |
| Owner Occupied HU | 8,177 (38.5%) |
| Renter Occupied HU | 10,193 (48.0%) |
| Vacant Housing Units | 2,853 (13.4%) |
| Median Home Value | $218,230 |
| Average Home Value | $277,169 |
Housing Distribution
Address Breakdown
Residential
20,958
Single Family
13,144
Multi-Family
7,814
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2565844