1660 Shadow Loop SAshtonID83420
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1660 Shadow Loop S, Ashton, ID, 83420 in Ashton. Rental yield 1.25%. At $1,900,000 with 1.25% gross yield, current distributions are modest, but the 5% appreciation rate projects $524,935 in new equity by year five, complemented by $17,499/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.23) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $140,634.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 6.0% |
| Monthly Cash Flow | $(9,037) | $300 |
City averages based on Ashton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,976 |
| Total Monthly Debt Service | $10,174 |
| DSCR Ratio | 0.19x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
3.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83420, Ashton, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,299 (100%) |
| Owner Occupied HU | 850 (65.4%) |
| Renter Occupied HU | 161 (12.4%) |
| Vacant Housing Units | 288 (22.2%) |
| Median Home Value | $343,643 |
| Average Home Value | $444,268 |
Housing Distribution
Address Breakdown
Residential
440
Single Family
440
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
3.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83420, Ashton, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,299 (100%) |
| Owner Occupied HU | 850 (65.4%) |
| Renter Occupied HU | 161 (12.4%) |
| Vacant Housing Units | 288 (22.2%) |
| Median Home Value | $343,643 |
| Average Home Value | $444,268 |
Housing Distribution
Address Breakdown
Residential
440
Single Family
440
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices