166 Knepp RdDeer LodgeTN37726
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 166 Knepp Rd, Deer Lodge, TN, 37726 in Deer Lodge. Rental yield 4.03%. At $399,900 with 4.03% gross yield, current distributions are modest, but the 5% appreciation rate projects $110,485 in new equity by year five, complemented by $3,683/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.75) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $83,761.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.2% |
| Monthly Cash Flow | $(1,050) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,344 |
| Total Monthly Debt Service | $2,235 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
8.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37726, Deer Lodge, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,051 (100%) |
| Owner Occupied HU | 770 (73.3%) |
| Renter Occupied HU | 113 (10.8%) |
| Vacant Housing Units | 168 (16.0%) |
| Median Home Value | $200,543 |
| Average Home Value | $287,773 |
Housing Distribution
Address Breakdown
Residential
924
Single Family
913
Multi-Family
11
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
8.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37726, Deer Lodge, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,051 (100%) |
| Owner Occupied HU | 770 (73.3%) |
| Renter Occupied HU | 113 (10.8%) |
| Vacant Housing Units | 168 (16.0%) |
| Median Home Value | $200,543 |
| Average Home Value | $287,773 |
Housing Distribution
Address Breakdown
Residential
924
Single Family
913
Multi-Family
11
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Craver • Keller Williams Realty DBA Cookeville RE Company
Mls Name: UCMLS
Mls Provider:
Mls ID: #236465
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