166 Crescent DrChillicotheMO64601
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 166 Crescent Dr, Chillicothe, MO, 64601 in Chillicothe fits: $255,000, 5.65% gross yield, and a projected 5% annual appreciation rate adding $70,452 in value within five years. Rental yield 5.65%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.05) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $2,349/yr in principal paydown and $70,452 in appreciation project a total return of $71,723.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.2% |
| Monthly Cash Flow | $(388) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,200 |
| Total Monthly Debt Service | $1,487 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64601, Chillicothe, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,216 (100%) |
| Owner Occupied HU | 3,031 (58.1%) |
| Renter Occupied HU | 1,493 (28.6%) |
| Vacant Housing Units | 692 (13.3%) |
| Median Home Value | $182,014 |
| Average Home Value | $236,173 |
Housing Distribution
Address Breakdown
Residential
4,844
Single Family
4,750
Multi-Family
94
Businesses
612
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64601, Chillicothe, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,216 (100%) |
| Owner Occupied HU | 3,031 (58.1%) |
| Renter Occupied HU | 1,493 (28.6%) |
| Vacant Housing Units | 692 (13.3%) |
| Median Home Value | $182,014 |
| Average Home Value | $236,173 |
Housing Distribution
Address Breakdown
Residential
4,844
Single Family
4,750
Multi-Family
94
Businesses
612
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brooklyn Anderson • RE/MAX Heritage
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2598190