166 Captiva Dr #3ESunrise BeachMO65079
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 166 Captiva Dr #3E, Sunrise Beach, MO, 65079 in Sunrise Beach. Rental yield 2.32%. At $1,550,000 with 2.32% gross yield, current distributions are modest, but the 5% appreciation rate projects $428,236 in new equity by year five, complemented by $14,276/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.43) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $159,876.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 6.2% |
| Monthly Cash Flow | $(7,972) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $9,036 |
| DSCR Ratio | 0.33x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2018
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65079, Sunrise Beach, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,423 (100%) |
| Owner Occupied HU | 1,949 (30.3%) |
| Renter Occupied HU | 258 ( 4.0%) |
| Vacant Housing Units | 4,216 (65.6%) |
| Median Home Value | $392,247 |
| Average Home Value | $480,672 |
Housing Distribution
Address Breakdown
Residential
3,091
Single Family
3,091
Multi-Family
0
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2018
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65079, Sunrise Beach, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,423 (100%) |
| Owner Occupied HU | 1,949 (30.3%) |
| Renter Occupied HU | 258 ( 4.0%) |
| Vacant Housing Units | 4,216 (65.6%) |
| Median Home Value | $392,247 |
| Average Home Value | $480,672 |
Housing Distribution
Address Breakdown
Residential
3,091
Single Family
3,091
Multi-Family
0
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: LOBR
Mls ID: #3583038