166 Bovine DrMershonGA31551
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 166 Bovine Dr, Mershon, GA, 31551 in Mershon hard to pass up. The 13.93% gross yield on a $439,900 purchase results in $5,105/mo in rent and $2,382/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.58). Annual cash flow of $28,580, five-year appreciation of $121,536, and $4,052/yr in equity build-up combine for a projected total cumulative return of $320,084.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 6.0% |
| Monthly Cash Flow | $2,382 | $1,200 |
City averages based on Mershon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,105 |
| Total Monthly Debt Service | $2,548 |
| DSCR Ratio | 2.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31551, Mershon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 343 (75.4%) |
| Renter Occupied HU | 66 (14.5%) |
| Vacant Housing Units | 46 (10.1%) |
| Median Home Value | $209,375 |
| Average Home Value | $228,003 |
Housing Distribution
Address Breakdown
Residential
373
Single Family
373
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31551, Mershon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 343 (75.4%) |
| Renter Occupied HU | 66 (14.5%) |
| Vacant Housing Units | 46 (10.1%) |
| Median Home Value | $209,375 |
| Average Home Value | $228,003 |
Housing Distribution
Address Breakdown
Residential
373
Single Family
373
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices