16531 ZumaqueRancho Santa FeCA92067
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Rancho Santa Fe at 16531 Zumaque, Rancho Santa Fe, CA, 92067 projects strong ROI of 5.4%. Rental yield 2.55%. With 5% annual appreciation, the property builds $1,478,106 in value over five years. Equity growth combined delivers a projected five-year ROI of 41.71%, translating into $630,372 in total cumulative return on $1,511,375 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.2% |
| Monthly Cash Flow | $(21,727) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $11,369 |
| Total Monthly Debt Service | $30,967 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
2.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92067, Rancho Santa Fe, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,973 (100%) |
| Owner Occupied HU | 2,320 (78.0%) |
| Renter Occupied HU | 282 ( 9.5%) |
| Vacant Housing Units | 371 (12.5%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,936,801 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
596
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
2.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92067, Rancho Santa Fe, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,973 (100%) |
| Owner Occupied HU | 2,320 (78.0%) |
| Renter Occupied HU | 282 ( 9.5%) |
| Vacant Housing Units | 371 (12.5%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,936,801 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
596
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Sansone • Pacific Sotheby's International Realty
Mls Name: SDMLS
Mls ID: #250043957