1653 S Ripple Rock Dr #3008WashingtonUT84780
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1653 S Ripple Rock Dr #3008, Washington, UT, 84780 in Washington fits: $544,450, 5.29% gross yield, and a projected 5% annual appreciation rate adding $150,422 in value within five years. Rental yield 5.29%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.98) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,014/yr in principal paydown and $150,422 in appreciation project a total return of $139,783.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 5.8% |
| Monthly Cash Flow | $(1,041) | $1,850 |
City averages based on Washington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $3,224 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
871.20 sqft lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84780, Washington, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,175 (100%) |
| Owner Occupied HU | 10,349 (64.0%) |
| Renter Occupied HU | 2,918 (18.0%) |
| Vacant Housing Units | 2,908 (18.0%) |
| Median Home Value | $603,387 |
| Average Home Value | $638,771 |
Housing Distribution
Address Breakdown
Residential
14,018
Single Family
13,894
Multi-Family
124
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
871.20 sqft lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84780, Washington, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,175 (100%) |
| Owner Occupied HU | 10,349 (64.0%) |
| Renter Occupied HU | 2,918 (18.0%) |
| Vacant Housing Units | 2,908 (18.0%) |
| Median Home Value | $603,387 |
| Average Home Value | $638,771 |
Housing Distribution
Address Breakdown
Residential
14,018
Single Family
13,894
Multi-Family
124
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jazmine Lopez • D.R. Horton, INC
Mls Name: WCBR
Mls ID: #25-258107
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.