16500 Wisdom RdGreen RidgeMO65332
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play16500 Wisdom Rd, Green Ridge, MO, 65332 in Green Ridge is priced for appreciation, not yield. Rental yield 5.55%. At $399,500 with a 5.55% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $110,374 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.03) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $110,365.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 6.2% |
| Monthly Cash Flow | $(641) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,847 |
| Total Monthly Debt Service | $2,329 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65332, Green Ridge, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 652 (100%) |
| Owner Occupied HU | 502 (77.0%) |
| Renter Occupied HU | 103 (15.8%) |
| Vacant Housing Units | 47 ( 7.2%) |
| Median Home Value | $300,000 |
| Average Home Value | $331,539 |
Housing Distribution
Address Breakdown
Residential
619
Single Family
619
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65332, Green Ridge, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 652 (100%) |
| Owner Occupied HU | 502 (77.0%) |
| Renter Occupied HU | 103 (15.8%) |
| Vacant Housing Units | 47 ( 7.2%) |
| Median Home Value | $300,000 |
| Average Home Value | $331,539 |
Housing Distribution
Address Breakdown
Residential
619
Single Family
619
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: LUKE BEAMAN • Reece Nichols Golden Key Realty
Mls Name: WCAR MO
Mls Provider:
Mls ID: #99893
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.