1650 Smoketree Ave S Unit 102Lake Havasu CityAZ86403
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Lake Havasu City rentals match the income profile of 1650 Smoketree Ave S Unit 102, Lake Havasu City, AZ, 86403. Listed at $269,900, gross rent is $2,669/mo and net cash flow is $746/mo, a 11.87% yield well above national averages. DSCR 2.09 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $74,568 by year five with $2,263/yr in annual principal reduction, projecting $166,065 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 5.2% |
| Monthly Cash Flow | $746 | $1,250 |
City averages based on Lake Havasu City market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,669 |
| Total Monthly Debt Service | $1,554 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1990
871.20 sqft lot
$N/A/sqft
No HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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Listed by: N/A • N/A
Mls Name: Lake Havasu AOR
Mls Provider:
Mls ID: #1042713











