1650 Peggy LnPetalumaCA94954
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1650 Peggy Ln, Petaluma, CA, 94954 in Petaluma earns a 9.65% gross yield at $739,000. Rent of $5,945/mo nets $1,373/mo after the $3,323/mo mortgage. The 1.79 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $204,172 and $6,806/yr in equity accumulation project a total cumulative return of $368,596.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.0% |
| Monthly Cash Flow | $1,373 | $1,500 |
City averages based on Petaluma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,945 |
| Total Monthly Debt Service | $4,278 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94954, Petaluma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,030 (100%) |
| Owner Occupied HU | 9,664 (64.3%) |
| Renter Occupied HU | 4,649 (30.9%) |
| Vacant Housing Units | 717 ( 4.8%) |
| Median Home Value | $805,413 |
| Average Home Value | $821,285 |
Housing Distribution
Address Breakdown
Residential
14,814
Single Family
12,813
Multi-Family
2,001
Businesses
1,036
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94954, Petaluma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,030 (100%) |
| Owner Occupied HU | 9,664 (64.3%) |
| Renter Occupied HU | 4,649 (30.9%) |
| Vacant Housing Units | 717 ( 4.8%) |
| Median Home Value | $805,413 |
| Average Home Value | $821,285 |
Housing Distribution
Address Breakdown
Residential
14,814
Single Family
12,813
Multi-Family
2,001
Businesses
1,036
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices