165 Queen StKlineSC29812
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 165 Queen St, Kline, SC, 29812 in Kline: $1,475/mo in rent, $374/mo in net income, 9.57% gross yield, 1.77 DSCR, all at $184,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $51,084 in appreciation and $1,703/yr in principal paydown projects total cumulative return of $94,076.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $374 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,475 |
| Total Monthly Debt Service | $1,027 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29812, Barnwell, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,266 (100%) |
| Owner Occupied HU | 3,355 (63.7%) |
| Renter Occupied HU | 1,171 (22.2%) |
| Vacant Housing Units | 740 (14.1%) |
| Median Home Value | $119,497 |
| Average Home Value | $160,508 |
Housing Distribution
Address Breakdown
Residential
4,757
Single Family
4,702
Multi-Family
55
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29812, Barnwell, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,266 (100%) |
| Owner Occupied HU | 3,355 (63.7%) |
| Renter Occupied HU | 1,171 (22.2%) |
| Vacant Housing Units | 740 (14.1%) |
| Median Home Value | $119,497 |
| Average Home Value | $160,508 |
Housing Distribution
Address Breakdown
Residential
4,757
Single Family
4,702
Multi-Family
55
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Briggs Buck • David Buck Real Estate
Mls Name: REALTORS of Greater Augusta
Mls Provider:
Mls ID: #540883
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.