16480 Ponderosa WayVolcanoCA95689
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow16480 Ponderosa Way, Volcano, CA, 95689 in Volcano is a top-tier cash-flow asset. At $179,000 it produces $2,635/mo in rent and $1,528/mo in net monthly income, a 17.67% gross rental yield. The DSCR of 3.27 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $18,334. Five-year appreciation adds $49,454, driving a total cumulative return of $166,179.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 5.0% |
| Monthly Cash Flow | $1,528 | $1,200 |
City averages based on Volcano market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,635 |
| Total Monthly Debt Service | $1,036 |
| DSCR Ratio | 2.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
24.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95689, Volcano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 905 (100%) |
| Owner Occupied HU | 605 (66.9%) |
| Renter Occupied HU | 92 (10.2%) |
| Vacant Housing Units | 208 (23.0%) |
| Median Home Value | $581,358 |
| Average Home Value | $692,905 |
Housing Distribution
Address Breakdown
Residential
631
Single Family
631
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
24.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95689, Volcano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 905 (100%) |
| Owner Occupied HU | 605 (66.9%) |
| Renter Occupied HU | 92 (10.2%) |
| Vacant Housing Units | 208 (23.0%) |
| Median Home Value | $581,358 |
| Average Home Value | $692,905 |
Housing Distribution
Address Breakdown
Residential
631
Single Family
631
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendy James • All Power Brokers
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #223066194
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.