1645 Maplecrest DrEsthervilleIA51334
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1645 Maplecrest Dr, Estherville, IA, 51334 in Estherville earns its strong cash-flow label: 11.46% yield, $1,643/mo rent, $526/mo net income, DSCR 2.13. The $172,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $47,520 by year five. Combined with $1,584/yr in principal paydown, total projected return reaches $99,332.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.0% |
| Monthly Cash Flow | $526 | $300 |
City averages based on Estherville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,643 |
| Total Monthly Debt Service | $1,049 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51334, Estherville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,287 (100%) |
| Owner Occupied HU | 2,268 (69.0%) |
| Renter Occupied HU | 683 (20.8%) |
| Vacant Housing Units | 336 (10.2%) |
| Median Home Value | $114,829 |
| Average Home Value | $160,100 |
Housing Distribution
Address Breakdown
Residential
3,164
Single Family
2,916
Multi-Family
248
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51334, Estherville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,287 (100%) |
| Owner Occupied HU | 2,268 (69.0%) |
| Renter Occupied HU | 683 (20.8%) |
| Vacant Housing Units | 336 (10.2%) |
| Median Home Value | $114,829 |
| Average Home Value | $160,100 |
Housing Distribution
Address Breakdown
Residential
3,164
Single Family
2,916
Multi-Family
248
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Northwest Iowa Regional BOR
Mls ID: #831909