16442 Apple Gate DrFontanaCA92337
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 16442 Apple Gate Dr, Fontana, CA, 92337 in Fontana is listed at $639,950 and delivers $4,547/mo in rent and $588/mo in net monthly cash flow. The 8.53% yield and 1.58 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $176,806 over five years, and $5,894/yr in principal reduction supplements cash return. Total projected cumulative return: $280,499.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $588 | $300 |
City averages based on Fontana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,547 |
| Total Monthly Debt Service | $3,704 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
3,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92337, Fontana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,653 (100%) |
| Owner Occupied HU | 7,224 (74.8%) |
| Renter Occupied HU | 2,260 (23.4%) |
| Vacant Housing Units | 169 ( 1.8%) |
| Median Home Value | $573,673 |
| Average Home Value | $609,867 |
Housing Distribution
Address Breakdown
Residential
9,300
Single Family
9,052
Multi-Family
248
Businesses
677
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
3,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92337, Fontana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,653 (100%) |
| Owner Occupied HU | 7,224 (74.8%) |
| Renter Occupied HU | 2,260 (23.4%) |
| Vacant Housing Units | 169 ( 1.8%) |
| Median Home Value | $573,673 |
| Average Home Value | $609,867 |
Housing Distribution
Address Breakdown
Residential
9,300
Single Family
9,052
Multi-Family
248
Businesses
677
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael McCasland • MICHAEL MC CASLAND, REALTOR
Mls Name: CRMLS
Mls ID: #CV25202895