1643 Earlham DrDaytonOH45406
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1643 Earlham Dr, Dayton, OH, 45406 in Dayton hard to pass up. The 11.09% gross yield on a $218,000 purchase results in $2,015/mo in rent and $581/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.06). Annual cash flow of $6,970, five-year appreciation of $60,229, and $2,008/yr in equity build-up combine for a projected total cumulative return of $120,498.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 8.1% |
| Monthly Cash Flow | $581 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,015 |
| Total Monthly Debt Service | $1,347 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
6,107 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45406, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,175 (100%) |
| Owner Occupied HU | 4,249 (38.0%) |
| Renter Occupied HU | 4,970 (44.5%) |
| Vacant Housing Units | 1,956 (17.5%) |
| Median Home Value | $91,202 |
| Average Home Value | $152,855 |
Housing Distribution
Address Breakdown
Residential
10,110
Single Family
8,015
Multi-Family
2,095
Businesses
418
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
6,107 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45406, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,175 (100%) |
| Owner Occupied HU | 4,249 (38.0%) |
| Renter Occupied HU | 4,970 (44.5%) |
| Vacant Housing Units | 1,956 (17.5%) |
| Median Home Value | $91,202 |
| Average Home Value | $152,855 |
Housing Distribution
Address Breakdown
Residential
10,110
Single Family
8,015
Multi-Family
2,095
Businesses
418
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices