16428 State Route 854RushKY41168
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 16428 State Route 854, Rush, KY, 41168 in Rush. Priced at $170,000, it generates $1,535/mo in gross rent and $500/mo in net monthly cash flow, a 10.83% yield that comfortably supports the 2.01 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,002. Five-year appreciation: $46,968. Equity from principal paydown: $1,566/yr. Total projected cumulative return: $96,636.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.8% |
| Monthly Cash Flow | $500 | $220 |
City averages based on Rush market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,535 |
| Total Monthly Debt Service | $967 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
14.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41168, Rush, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,295 (100%) |
| Owner Occupied HU | 946 (73.1%) |
| Renter Occupied HU | 207 (16.0%) |
| Vacant Housing Units | 142 (11.0%) |
| Median Home Value | $157,746 |
| Average Home Value | $214,495 |
Housing Distribution
Address Breakdown
Residential
1,197
Single Family
1,197
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
14.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41168, Rush, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,295 (100%) |
| Owner Occupied HU | 946 (73.1%) |
| Renter Occupied HU | 207 (16.0%) |
| Vacant Housing Units | 142 (11.0%) |
| Median Home Value | $157,746 |
| Average Home Value | $214,495 |
Housing Distribution
Address Breakdown
Residential
1,197
Single Family
1,197
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shane Craig • Prime Realty
Mls Name: AABR
Mls Provider:
Mls ID: #58459
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.