16428 State Highway DGreen CastleMO63544
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.78% gross rental yield, 16428 State Highway D, Green Castle, MO, 63544 in Green Castle is priced for capital growth, not immediate cash flow. The $189,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $52,217 by year five, with $1,741/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.07) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $54,503.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.2% |
| Monthly Cash Flow | $(267) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $910 |
| Total Monthly Debt Service | $1,102 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63544, Green Castle, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 420 (100%) |
| Owner Occupied HU | 313 (74.5%) |
| Renter Occupied HU | 38 ( 9.0%) |
| Vacant Housing Units | 69 (16.4%) |
| Median Home Value | $175,781 |
| Average Home Value | $228,011 |
Housing Distribution
Address Breakdown
Residential
360
Single Family
360
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63544, Green Castle, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 420 (100%) |
| Owner Occupied HU | 313 (74.5%) |
| Renter Occupied HU | 38 ( 9.0%) |
| Vacant Housing Units | 69 (16.4%) |
| Median Home Value | $175,781 |
| Average Home Value | $228,011 |
Housing Distribution
Address Breakdown
Residential
360
Single Family
360
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rick Bachman • Heritage House Realty, Inc.
Mls Name: Northeast Central AOR
Mls Provider:
Mls ID: #41806
Disclaimer: Listing information is deemed reliable, but not guaranteed.