16407 Sonora Hardin Springs RdEastviewKY42732
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 16407 Sonora Hardin Springs Rd, Eastview, KY, 42732 in Eastview at $187,500 earns $1,318/mo in rent and nets $176/mo after the $889/mo payment, a 8.43% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $51,803 over five years. Ziffy Mortgage underwrites this on a 1.48 DSCR without U.S. credit history. With $1,572/yr in principal paydown, total projected return reaches $78,871.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.1% |
| Monthly Cash Flow | $176 | $1,400 |
City averages based on Eastview market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,318 |
| Total Monthly Debt Service | $1,112 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1936
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42732, Eastview, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 978 (100%) |
| Owner Occupied HU | 739 (75.6%) |
| Renter Occupied HU | 165 (16.9%) |
| Vacant Housing Units | 74 ( 7.6%) |
| Median Home Value | $224,440 |
| Average Home Value | $264,357 |
Housing Distribution
Address Breakdown
Residential
818
Single Family
818
Multi-Family
0
Businesses
21
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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