16405 Equestrian LnRockvilleMD20855
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 16405 Equestrian Ln, Rockville, MD, 20855 in Rockville is capital appreciation. Rental yield 5.63%. The 5.63% gross yield at $1,300,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $359,166 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.04) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $365,470.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 4.8% |
| Monthly Cash Flow | $(1,983) | $1,850 |
City averages based on Rockville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,102 |
| Total Monthly Debt Service | $7,568 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20855, Derwood, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,685 (100%) |
| Owner Occupied HU | 4,703 (70.4%) |
| Renter Occupied HU | 1,795 (26.9%) |
| Vacant Housing Units | 187 ( 2.8%) |
| Median Home Value | $678,777 |
| Average Home Value | $719,410 |
Housing Distribution
Address Breakdown
Residential
6,896
Single Family
5,514
Multi-Family
1,382
Businesses
573
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20855, Derwood, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,685 (100%) |
| Owner Occupied HU | 4,703 (70.4%) |
| Renter Occupied HU | 1,795 (26.9%) |
| Vacant Housing Units | 187 ( 2.8%) |
| Median Home Value | $678,777 |
| Average Home Value | $719,410 |
Housing Distribution
Address Breakdown
Residential
6,896
Single Family
5,514
Multi-Family
1,382
Businesses
573
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices