1640 Nc 4210Western GroveAR72685
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 1640 Nc 4210, Western Grove, AR, 72685 in Western Grove worth study. Rental yield 4.27%. The 4.27% gross yield is below cash-flow benchmarks at $499,000, but 5% annual appreciation, adding $137,865 over five years, frames this as a capital growth position. Rent of $1,776/mo partially offsets the $2,244/mo payment. Ziffy Mortgage finances appreciation-play properties (0.79 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $110,075.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.2% |
| Monthly Cash Flow | $(1,224) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,776 |
| Total Monthly Debt Service | $2,801 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
4.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72685, Western Grove, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 568 (100%) |
| Owner Occupied HU | 398 (70.1%) |
| Renter Occupied HU | 103 (18.1%) |
| Vacant Housing Units | 67 (11.8%) |
| Median Home Value | $197,561 |
| Average Home Value | $218,851 |
Housing Distribution
Address Breakdown
Residential
498
Single Family
472
Multi-Family
26
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
4.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72685, Western Grove, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 568 (100%) |
| Owner Occupied HU | 398 (70.1%) |
| Renter Occupied HU | 103 (18.1%) |
| Vacant Housing Units | 67 (11.8%) |
| Median Home Value | $197,561 |
| Average Home Value | $218,851 |
Housing Distribution
Address Breakdown
Residential
498
Single Family
472
Multi-Family
26
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randy Moore • Harp & Associates Real Estate
Mls Name: ArkansasOne MLS
Mls ID: #1314470