164 Church AveGermantownNY12526








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Germantown at 164 Church Ave, Germantown, NY, 12526 at $499,000 posts ROI 20.29% with $52/mo cash flow from $3,384/mo rent. Total monthly income equals $3,384/mo, and annual cash flow records $625/yr on $165,419 to close. Return on cash invested measures 20.29% and rental yield reads 8.14% at the current $499,000. Equity gained on principal adds $3,220/yr, and 5% annual appreciation supports $137,865 by year five. Five-year ROI prints 105.52% and total cumulative return in cash totals $174,558.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $3,384/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12526, Germantown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,961 (100%) |
| Owner Occupied HU | 1,233 (62.9%) |
| Renter Occupied HU | 400 (20.4%) |
| Vacant Housing Units | 328 (16.7%) |
| Median Home Value | $471,888 |
| Average Home Value | $534,818 |
Housing Distribution
Address Breakdown
Residential
1,609
Single Family
1,560
Multi-Family
49
Businesses
101
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Listed by: Patricia A. Hinkein • Patricia A. Hinkein Realty
Mls Name: Columbia Greene Northern Dutchess MLS
Mls Provider:
Mls ID: #156279
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








