1639 Prestonpark LnSaint LouisMO63146
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1639 Prestonpark Ln, Saint Louis, MO, 63146 in Saint Louis speaks for itself: 10.73% gross on a $330,000 price, generating $2,950/mo in rent and $894/mo in net income after the $1,564/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,733 stacks alongside $91,173 in projected five-year appreciation and $2,766/yr in principal reduction. Projected total cumulative return: $176,574.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 7.8% |
| Monthly Cash Flow | $894 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,950 |
| Total Monthly Debt Service | $2,004 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
8,774 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63146, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,959 (100%) |
| Owner Occupied HU | 8,601 (53.9%) |
| Renter Occupied HU | 6,109 (38.3%) |
| Vacant Housing Units | 1,249 ( 7.8%) |
| Median Home Value | $298,489 |
| Average Home Value | $334,860 |
Housing Distribution
Address Breakdown
Residential
14,987
Single Family
11,475
Multi-Family
3,512
Businesses
1,118
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Shen • Sweet Home Realty
Mls Name: MARIS
Mls ID: #26001875
