1635 W Harding WayStocktonCA95203




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Stockton at 1635 W Harding Way, Stockton, CA, 95203 uses $135,915 cash to close to unlock $675/yr annual cash flow and $56/mo monthly cash flow. Total monthly income runs $2,764/mo, and a $2,007/mo payment keeps the spread at $56/mo. Purchase price stands at $410,000, and rental yield measures 8.09% with $2,764/mo rent. Return on cash invested shows 20.41% in year one, and 5% annual appreciation builds toward $113,275 over five years. Five-year ROI reaches 106.07% and total cumulative return in cash records $144,167. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,764/mo property income covering a $2,007/mo payment rather than investor’s personal income.
Single Family
Built in 1922
7,618 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95203, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,194 (100%) |
| Owner Occupied HU | 2,285 (36.9%) |
| Renter Occupied HU | 3,475 (56.1%) |
| Vacant Housing Units | 434 ( 7.0%) |
| Median Home Value | $396,223 |
| Average Home Value | $493,610 |
Housing Distribution
Address Breakdown
Residential
5,739
Single Family
5,129
Multi-Family
610
Businesses
504
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Listed by: Mia Dofflemyer • Wealth Managers, Inc.
Mls Name: MetroList Services of CA
Mls ID: #225139180







