1635 Simmons StCullmanAL35055
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cullman at 1635 Simmons St, Cullman, AL, 35055 with 5% annual appreciation on a $234,030 basis while $1,914/mo rent supports operations. Total monthly income totals $1,914/mo and a $1,145/mo payment preserves $565/mo for cash returns. Annual cash flow comes to $6,782/yr on $77,581 deployed, and return on cash invested reaches 28.65% in year one. Equity gained on principal adds $1,510/yr, and five-year appreciation sums $64,658 alongside rental yield of 9.81%. Five-year ROI measures 149.2% and total cumulative return in cash totals $115,752.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,914/mo property income versus a $1,145/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2025
7,840 sqft lot
$N/A/sqft
$340 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35055, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,021 (100%) |
| Owner Occupied HU | 5,828 (58.2%) |
| Renter Occupied HU | 3,463 (34.6%) |
| Vacant Housing Units | 730 ( 7.3%) |
| Median Home Value | $220,401 |
| Average Home Value | $299,158 |
Housing Distribution
Address Breakdown
Residential
9,620
Single Family
8,898
Multi-Family
722
Businesses
1,181
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Listed by: Jason Heath • Rausch Coleman Realty Group, L
Mls Name: GALMLS
Mls Provider:
Mls ID: #21407359
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.