16307 Lambert RdWhittierCA90604
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 16307 Lambert Rd, Whittier, CA, 90604 in Whittier speaks for itself: 10.05% gross on a $849,900 price, generating $7,116/mo in rent and $1,800/mo in net income after the $3,822/mo debt service. DSCR 1.86, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,595 stacks alongside $234,812 in projected five-year appreciation and $7,828/yr in principal reduction. Projected total cumulative return: $438,325.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.5% |
| Monthly Cash Flow | $1,800 | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,116 |
| Total Monthly Debt Service | $4,978 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
9,942 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90604, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,666 (100%) |
| Owner Occupied HU | 8,002 (63.2%) |
| Renter Occupied HU | 4,286 (33.8%) |
| Vacant Housing Units | 378 ( 3.0%) |
| Median Home Value | $731,268 |
| Average Home Value | $760,769 |
Housing Distribution
Address Breakdown
Residential
12,492
Single Family
9,473
Multi-Family
3,019
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
9,942 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90604, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,666 (100%) |
| Owner Occupied HU | 8,002 (63.2%) |
| Renter Occupied HU | 4,286 (33.8%) |
| Vacant Housing Units | 378 ( 3.0%) |
| Median Home Value | $731,268 |
| Average Home Value | $760,769 |
Housing Distribution
Address Breakdown
Residential
12,492
Single Family
9,473
Multi-Family
3,019
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices