1630 Patricia StOxnardCA93030
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Total monthly income runs $4,824/mo, and a $4,136/mo payment. Purchase price stands at $845,000, and rental yield measures 6.85% with $4,824/mo rent. Return on cash invested shows 18.32% in year one, and 5% annual appreciation builds toward $233,458 over five years. Five-year ROI reaches 94.28% and total cumulative return in cash records $262,104. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,824/mo property income covering a $4,136/mo payment rather than investor’s personal income.
Single Family
Built in 1965
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93030, Oxnard, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 7,297 (46.0%) |
| Renter Occupied HU | 8,152 (51.4%) |
| Vacant Housing Units | 406 ( 2.6%) |
| Median Home Value | $688,476 |
| Average Home Value | $706,236 |
Housing Distribution
Address Breakdown
Residential
15,233
Single Family
11,819
Multi-Family
3,414
Businesses
2,100
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Listed by: Isaiah Martinez • RE/MAX Gold Coast REALTORS
Mls Name: CRMLS
Mls ID: #V1-31984