163 Reservoir RdQuincyMA02170
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 163 Reservoir Rd, Quincy, MA, 02170 in Quincy aligned with their strategy. Rental yield 6.16%. DSCR 1.14 and 6.16% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $7,359/yr in paydown build toward a projected cumulative return of $243,255.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 5.1% |
| Monthly Cash Flow | $(934) | $850 |
City averages based on Quincy market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,102 |
| Total Monthly Debt Service | $4,718 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
7,104 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02170, Quincy, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,943 (100%) |
| Owner Occupied HU | 4,085 (51.4%) |
| Renter Occupied HU | 3,544 (44.6%) |
| Vacant Housing Units | 314 ( 4.0%) |
| Median Home Value | $701,352 |
| Average Home Value | $792,440 |
Housing Distribution
Address Breakdown
Residential
7,880
Single Family
5,807
Multi-Family
2,073
Businesses
330
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
7,104 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02170, Quincy, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,943 (100%) |
| Owner Occupied HU | 4,085 (51.4%) |
| Renter Occupied HU | 3,544 (44.6%) |
| Vacant Housing Units | 314 ( 4.0%) |
| Median Home Value | $701,352 |
| Average Home Value | $792,440 |
Housing Distribution
Address Breakdown
Residential
7,880
Single Family
5,807
Multi-Family
2,073
Businesses
330
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Zillow
Mls Provider:
Mls ID: #Z000004636