163 Martha StYorkvilleOH43971
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 163 Martha St, Yorkville, OH, 43971 in Yorkville. At $139,900 it earns $1,217/mo in rent and distributes $297/mo to the owner after the $629/mo payment, a consistent 10.44% yield. DSCR 1.93 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $38,652 in value; $1,288/yr in principal paydown compounds ownership stake. Total projected return: $72,424.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $297 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,217 |
| Total Monthly Debt Service | $865 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1918
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43971, Yorkville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 597 (100%) |
| Owner Occupied HU | 305 (51.1%) |
| Renter Occupied HU | 175 (29.3%) |
| Vacant Housing Units | 117 (19.6%) |
| Median Home Value | $104,643 |
| Average Home Value | $147,328 |
Housing Distribution
Address Breakdown
Residential
497
Single Family
453
Multi-Family
44
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1918
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43971, Yorkville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 597 (100%) |
| Owner Occupied HU | 305 (51.1%) |
| Renter Occupied HU | 175 (29.3%) |
| Vacant Housing Units | 117 (19.6%) |
| Median Home Value | $104,643 |
| Average Home Value | $147,328 |
Housing Distribution
Address Breakdown
Residential
497
Single Family
453
Multi-Family
44
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices