162 Charming WaySanta Rosa BeachFL32459








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Santa Rosa Beach at 162 Charming Way, Santa Rosa Beach, FL, 32459 listed at $1,885,000 pairs $8,400/mo rent with a $9,226/mo payment. Total monthly income runs $8,400/mo. Return on cash invested measures 12.3% in year one, and rental yield registers 5.35% at a $1,885,000 basis. Equity gained on principal adds $12,164/yr, and annual property appreciation at 5% supports $520,791 by year five. Five-year ROI tracks 62.51% and total cumulative return in cash totals $381,802. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $8,400/mo property income relative to a $9,226/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2025
3,609 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32459, Santa Rosa Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,830 (100%) |
| Owner Occupied HU | 8,154 (39.1%) |
| Renter Occupied HU | 2,773 (13.3%) |
| Vacant Housing Units | 9,903 (47.5%) |
| Median Home Value | $762,452 |
| Average Home Value | $945,293 |
Housing Distribution
Address Breakdown
Residential
15,273
Single Family
12,773
Multi-Family
2,500
Businesses
1,346
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Listed by: Stephen W Jacobs • Keller Williams Realty Destin
Mls Name: ECAOR
Mls ID: #983981







