16165 Narrow StBrooksvilleFL34604
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.25% yield at 16165 Narrow St, Brooksville, FL, 34604 in Brooksville is solid, but the $940/mo payment compresses net cash flow to $50/mo at $209,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $57,743 by year five, and $1,925/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.53) without U.S. income documentation. Total projected return: $82,850.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $50 | $300 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,437 |
| Total Monthly Debt Service | $1,304 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34604, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,560 (100%) |
| Owner Occupied HU | 4,180 (75.2%) |
| Renter Occupied HU | 874 (15.7%) |
| Vacant Housing Units | 506 ( 9.1%) |
| Median Home Value | $335,296 |
| Average Home Value | $348,558 |
Housing Distribution
Address Breakdown
Residential
5,106
Single Family
5,106
Multi-Family
0
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1987
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34604, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,560 (100%) |
| Owner Occupied HU | 4,180 (75.2%) |
| Renter Occupied HU | 874 (15.7%) |
| Vacant Housing Units | 506 ( 9.1%) |
| Median Home Value | $335,296 |
| Average Home Value | $348,558 |
Housing Distribution
Address Breakdown
Residential
5,106
Single Family
5,106
Multi-Family
0
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Yenitzel Figueroa • TROPIC SHORES REALTY LLC
Mls Name: Stellar MLS
Mls ID: #TB8436916