16145 Tranquility CtDelhiCA95315
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 16145 Tranquility Ct, Delhi, CA, 95315 in Delhi. Rental yield 3.64%. At $475,000 with 3.64% gross yield, current distributions are modest, but the 5% appreciation rate projects $131,234 in new equity by year five, complemented by $4,375/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.67) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $83,702.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.0% |
| Monthly Cash Flow | $(1,498) | $300 |
City averages based on Delhi market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $2,749 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95315, Delhi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,499 (100%) |
| Owner Occupied HU | 2,287 (65.4%) |
| Renter Occupied HU | 1,137 (32.5%) |
| Vacant Housing Units | 75 ( 2.1%) |
| Median Home Value | $395,684 |
| Average Home Value | $461,940 |
Housing Distribution
Address Breakdown
Residential
3,336
Single Family
3,270
Multi-Family
66
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95315, Delhi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,499 (100%) |
| Owner Occupied HU | 2,287 (65.4%) |
| Renter Occupied HU | 1,137 (32.5%) |
| Vacant Housing Units | 75 ( 2.1%) |
| Median Home Value | $395,684 |
| Average Home Value | $461,940 |
Housing Distribution
Address Breakdown
Residential
3,336
Single Family
3,270
Multi-Family
66
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gustavo Perez • Re/max Executive
Mls Name: CRMLS
Mls ID: #MC25156288