16144 Volterra PointMontverdeFL34756
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.26% gross rental yield, 16144 Volterra Point, Montverde, FL, 34756 in Montverde is priced for capital growth, not immediate cash flow. The $1,117,074 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $308,627 by year five, with $10,288/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.79) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $128,942.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 5.2% |
| Monthly Cash Flow | $(4,697) | $350 |
City averages based on Montverde market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,966 |
| Total Monthly Debt Service | $8,219 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
7,000 sqft lot
$N/A/sqft
$1,250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34756, Montverde, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,067 (100%) |
| Owner Occupied HU | 1,610 (77.9%) |
| Renter Occupied HU | 191 ( 9.2%) |
| Vacant Housing Units | 266 (12.9%) |
| Median Home Value | $577,139 |
| Average Home Value | $674,734 |
Housing Distribution
Address Breakdown
Residential
1,787
Single Family
1,787
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
7,000 sqft lot
$N/A/sqft
$1,250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34756, Montverde, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,067 (100%) |
| Owner Occupied HU | 1,610 (77.9%) |
| Renter Occupied HU | 191 ( 9.2%) |
| Vacant Housing Units | 266 (12.9%) |
| Median Home Value | $577,139 |
| Average Home Value | $674,734 |
Housing Distribution
Address Breakdown
Residential
1,787
Single Family
1,787
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nancy Pruitt, PA • OLYMPUS EXECUTIVE REALTY INC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #G5088474
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