161 View RdKamiahID83536
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 161 View Rd, Kamiah, ID, 83536 in Kamiah. At $164,000 it earns $1,201/mo in rent and distributes $258/mo to the owner after the $737/mo payment, a consistent 8.79% yield. DSCR 1.63 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $45,310 in value; $1,510/yr in principal paydown compounds ownership stake. Total projected return: $78,525.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $258 | $250 |
City averages based on Kamiah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,201 |
| Total Monthly Debt Service | $878 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1981
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83536, Kamiah, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,219 (100%) |
| Owner Occupied HU | 1,417 (63.9%) |
| Renter Occupied HU | 455 (20.5%) |
| Vacant Housing Units | 347 (15.6%) |
| Median Home Value | $351,286 |
| Average Home Value | $401,104 |
Housing Distribution
Address Breakdown
Residential
1,347
Single Family
1,300
Multi-Family
47
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1981
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83536, Kamiah, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,219 (100%) |
| Owner Occupied HU | 1,417 (63.9%) |
| Renter Occupied HU | 455 (20.5%) |
| Vacant Housing Units | 347 (15.6%) |
| Median Home Value | $351,286 |
| Average Home Value | $401,104 |
Housing Distribution
Address Breakdown
Residential
1,347
Single Family
1,300
Multi-Family
47
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices