16099 Nantucket Island DrGroverMO63040
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Grover rental at 16099 Nantucket Island Dr, Grover, MO, 63040 sits in the solid-income band: 9.56% gross yield, $4,142/mo rent, $904/mo net after the $2,338/mo debt service, DSCR 1.77. Entry price of $520,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $143,666 and $4,789/yr in principal reduction bring total cumulative return to $255,426.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $904 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,142 |
| Total Monthly Debt Service | $3,032 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63040, Grover, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,415 (100%) |
| Owner Occupied HU | 2,920 (85.5%) |
| Renter Occupied HU | 383 (11.2%) |
| Vacant Housing Units | 112 ( 3.3%) |
| Median Home Value | $400,131 |
| Average Home Value | $448,372 |
Housing Distribution
Address Breakdown
Residential
3,362
Single Family
2,808
Multi-Family
554
Businesses
306
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63040, Grover, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,415 (100%) |
| Owner Occupied HU | 2,920 (85.5%) |
| Renter Occupied HU | 383 (11.2%) |
| Vacant Housing Units | 112 ( 3.3%) |
| Median Home Value | $400,131 |
| Average Home Value | $448,372 |
Housing Distribution
Address Breakdown
Residential
3,362
Single Family
2,808
Multi-Family
554
Businesses
306
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices