16062 Winding Bluff DrMontverdeFL34756
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 16062 Winding Bluff Dr, Montverde, FL, 34756 in Montverde speaks for itself: 10.83% gross on a $932,810 price, generating $8,420/mo in rent and $2,070/mo in net income after the $4,195/mo debt service. DSCR 2.01, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,841 stacks alongside $257,718 in projected five-year appreciation and $8,591/yr in principal reduction. Projected total cumulative return: $498,994.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 5.2% |
| Monthly Cash Flow | $2,070 | $350 |
City averages based on Montverde market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,420 |
| Total Monthly Debt Service | $5,819 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
8,192 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34756, Montverde, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,067 (100%) |
| Owner Occupied HU | 1,610 (77.9%) |
| Renter Occupied HU | 191 ( 9.2%) |
| Vacant Housing Units | 266 (12.9%) |
| Median Home Value | $577,139 |
| Average Home Value | $674,734 |
Housing Distribution
Address Breakdown
Residential
1,787
Single Family
1,787
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
8,192 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34756, Montverde, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,067 (100%) |
| Owner Occupied HU | 1,610 (77.9%) |
| Renter Occupied HU | 191 ( 9.2%) |
| Vacant Housing Units | 266 (12.9%) |
| Median Home Value | $577,139 |
| Average Home Value | $674,734 |
Housing Distribution
Address Breakdown
Residential
1,787
Single Family
1,787
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices