1604 W Laguna DrCoolidgeAZ85128
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1604 W Laguna Dr, Coolidge, AZ, 85128 in Coolidge at $300,000 earns $1,838/mo in rent and nets $20/mo after the $1,349/mo payment, a 7.35% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,884 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $2,763/yr in principal paydown, total projected return reaches $114,844.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 8.0% |
| Monthly Cash Flow | $20 | $400 |
City averages based on Coolidge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,838 |
| Total Monthly Debt Service | $1,699 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
8,284 sqft lot
$N/A/sqft
$45 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
8,284 sqft lot
$N/A/sqft
$45 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James Leonard • Realty ONE Group
Mls Name: ARMLS
Mls Provider:
Mls ID: #6886289
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010