1602 Sundown DrEarleAR72331
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1602 Sundown Dr, Earle, AR, 72331 in Earle is narrow, $166/mo net on $1,026/mo rent after the $472/mo debt service, but the property operates at break-even-plus, not a loss. At $105,000 with a 9.13% yield, the long-run equity case via 5% appreciation ($29,010 over five years) and $967/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.17 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $65,043.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $166 | $150 |
City averages based on Earle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,026 |
| Total Monthly Debt Service | $591 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72331, Earle, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,222 (100%) |
| Owner Occupied HU | 507 (41.5%) |
| Renter Occupied HU | 427 (34.9%) |
| Vacant Housing Units | 288 (23.6%) |
| Median Home Value | $92,500 |
| Average Home Value | $128,683 |
Housing Distribution
Address Breakdown
Residential
1,054
Single Family
1,025
Multi-Family
29
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72331, Earle, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,222 (100%) |
| Owner Occupied HU | 507 (41.5%) |
| Renter Occupied HU | 427 (34.9%) |
| Vacant Housing Units | 288 (23.6%) |
| Median Home Value | $92,500 |
| Average Home Value | $128,683 |
Housing Distribution
Address Breakdown
Residential
1,054
Single Family
1,025
Multi-Family
29
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brenda Smith • Cross County Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25015522
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