1601 N 1st StHaskellTX79521
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1601 N 1st St, Haskell, TX, 79521 in Haskell carries a 1.55 coverage ratio, rent of $1,777/mo is 1.55 times the $1,147/mo payment. Rental yield 8.36%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $255,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $70,452; total projected cumulative return: $95,363.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $(36) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,777 |
| Total Monthly Debt Service | $1,712 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79521, Haskell, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,968 (100%) |
| Owner Occupied HU | 950 (48.3%) |
| Renter Occupied HU | 370 (18.8%) |
| Vacant Housing Units | 648 (32.9%) |
| Median Home Value | $103,295 |
| Average Home Value | $180,845 |
Housing Distribution
Address Breakdown
Residential
1,554
Single Family
1,554
Multi-Family
0
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79521, Haskell, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,968 (100%) |
| Owner Occupied HU | 950 (48.3%) |
| Renter Occupied HU | 370 (18.8%) |
| Vacant Housing Units | 648 (32.9%) |
| Median Home Value | $103,295 |
| Average Home Value | $180,845 |
Housing Distribution
Address Breakdown
Residential
1,554
Single Family
1,554
Multi-Family
0
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices