16008 State Route 30ConstableNY12926
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow16008 State Route 30, Constable, NY, 12926 in Constable is a top-tier cash-flow asset. At $324,900 it produces $2,719/mo in rent and $550/mo in net monthly income, a 10.04% gross rental yield. The DSCR of 1.86 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,595. Five-year appreciation adds $89,764, driving a total cumulative return of $159,261.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $550 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,719 |
| Total Monthly Debt Service | $2,040 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
5.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12926, Constable, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,052 (100%) |
| Owner Occupied HU | 716 (68.1%) |
| Renter Occupied HU | 190 (18.1%) |
| Vacant Housing Units | 146 (13.9%) |
| Median Home Value | $176,000 |
| Average Home Value | $209,906 |
Housing Distribution
Address Breakdown
Residential
884
Single Family
863
Multi-Family
21
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
5.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12926, Constable, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,052 (100%) |
| Owner Occupied HU | 716 (68.1%) |
| Renter Occupied HU | 190 (18.1%) |
| Vacant Housing Units | 146 (13.9%) |
| Median Home Value | $176,000 |
| Average Home Value | $209,906 |
Housing Distribution
Address Breakdown
Residential
884
Single Family
863
Multi-Family
21
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices