1600 SW Frank Phillips BlvdBartlesvilleOK74003
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 1600 SW Frank Phillips Blvd, Bartlesville, OK, 74003 in Bartlesville worth study. Rental yield 4.47%. The 4.47% gross yield is below cash-flow benchmarks at $300,000, but 5% annual appreciation, adding $82,884 over five years, frames this as a capital growth position. Rent of $1,118/mo partially offsets the $1,349/mo payment. Ziffy Mortgage finances appreciation-play properties (0.83 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $62,704.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 7.8% |
| Monthly Cash Flow | $(797) | $320 |
City averages based on Bartlesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,118 |
| Total Monthly Debt Service | $1,796 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74003, Bartlesville, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,871 (100%) |
| Owner Occupied HU | 3,286 (47.8%) |
| Renter Occupied HU | 2,399 (34.9%) |
| Vacant Housing Units | 1,186 (17.3%) |
| Median Home Value | $111,728 |
| Average Home Value | $178,462 |
Housing Distribution
Address Breakdown
Residential
5,969
Single Family
5,749
Multi-Family
220
Businesses
556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74003, Bartlesville, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,871 (100%) |
| Owner Occupied HU | 3,286 (47.8%) |
| Renter Occupied HU | 2,399 (34.9%) |
| Vacant Housing Units | 1,186 (17.3%) |
| Median Home Value | $111,728 |
| Average Home Value | $178,462 |
Housing Distribution
Address Breakdown
Residential
5,969
Single Family
5,749
Multi-Family
220
Businesses
556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Coldwell Banker Select
Mls ID: #2550649