160 Pinto LnFairmountGA30139
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 160 Pinto Ln, Fairmount, GA, 30139 in Fairmount: $2,512/mo in rent, $535/mo in net income, 9.53% gross yield, 1.93 DSCR, all at $289,200. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $79,901 in appreciation and $2,664/yr in principal paydown projects total cumulative return of $157,978.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.5% |
| Monthly Cash Flow | $535 | $300 |
City averages based on Fairmount market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,512 |
| Total Monthly Debt Service | $1,645 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30139, Fairmount, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,798 (100%) |
| Owner Occupied HU | 1,353 (75.3%) |
| Renter Occupied HU | 305 (17.0%) |
| Vacant Housing Units | 140 ( 7.8%) |
| Median Home Value | $306,410 |
| Average Home Value | $331,135 |
Housing Distribution
Address Breakdown
Residential
1,822
Single Family
1,822
Multi-Family
0
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30139, Fairmount, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,798 (100%) |
| Owner Occupied HU | 1,353 (75.3%) |
| Renter Occupied HU | 305 (17.0%) |
| Vacant Housing Units | 140 ( 7.8%) |
| Median Home Value | $306,410 |
| Average Home Value | $331,135 |
Housing Distribution
Address Breakdown
Residential
1,822
Single Family
1,822
Multi-Family
0
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices