160 3rd StreetWaterfordNY12188








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Waterford at 160 3rd Street, Waterford, NY, 12188 earns $218/mo cash flow from $2,756/mo rent with a $1,860/mo payment. Total monthly income totals $2,756/mo, and annual cash flow totals $2,620/yr on $125,970 capital. ROI tracks 21.99% on current figures, and rental yield reads 8.7% at a $380,000 purchase. Equity gained on principal adds $2,452/yr, and 5% annual appreciation supports $104,987 over five years. Five-year ROI reaches 114.66% and total cumulative return in cash sums $144,433. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,756/mo property income instead of your personal income.
Single Family
Built in 1890
0.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12188, Waterford, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,268 (100%) |
| Owner Occupied HU | 3,106 (59.0%) |
| Renter Occupied HU | 1,772 (33.6%) |
| Vacant Housing Units | 390 ( 7.4%) |
| Median Home Value | $357,692 |
| Average Home Value | $420,285 |
Housing Distribution
Address Breakdown
Residential
4,915
Single Family
4,644
Multi-Family
271
Businesses
199
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