16 Winding WayStandishME04084
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 16 Winding Way, Standish, ME, 04084 in Standish earns a 8.58% gross yield at $459,000. Rent of $3,283/mo nets $386/mo after the $2,064/mo mortgage. The 1.59 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $126,813 and $4,227/yr in equity accumulation project a total cumulative return of $199,144.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 8.0% |
| Monthly Cash Flow | $386 | $350 |
City averages based on Standish market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,283 |
| Total Monthly Debt Service | $2,714 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
2.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04084, Standish, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,123 (100%) |
| Owner Occupied HU | 3,001 (72.8%) |
| Renter Occupied HU | 366 ( 8.9%) |
| Vacant Housing Units | 756 (18.3%) |
| Median Home Value | $432,901 |
| Average Home Value | $451,824 |
Housing Distribution
Address Breakdown
Residential
3,321
Single Family
3,137
Multi-Family
184
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
2.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04084, Standish, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,123 (100%) |
| Owner Occupied HU | 3,001 (72.8%) |
| Renter Occupied HU | 366 ( 8.9%) |
| Vacant Housing Units | 756 (18.3%) |
| Median Home Value | $432,901 |
| Average Home Value | $451,824 |
Housing Distribution
Address Breakdown
Residential
3,321
Single Family
3,137
Multi-Family
184
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices