16 Vine Brook RdLexingtonMA02421
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 16 Vine Brook Rd, Lexington, MA, 02421 in Lexington. Rental yield 4.5%. At $1,595,000 with 4.5% gross yield, current distributions are modest, but the 5% appreciation rate projects $440,669 in new equity by year five, complemented by $14,690/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.83) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $343,600.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 5.0% |
| Monthly Cash Flow | $(4,071) | $800 |
City averages based on Lexington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,982 |
| Total Monthly Debt Service | $9,418 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1927
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02421, Lexington, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,116 (100%) |
| Owner Occupied HU | 5,053 (71.0%) |
| Renter Occupied HU | 1,746 (24.5%) |
| Vacant Housing Units | 317 ( 4.5%) |
| Median Home Value | $1,307,461 |
| Average Home Value | $1,368,903 |
Housing Distribution
Address Breakdown
Residential
6,980
Single Family
5,483
Multi-Family
1,497
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1927
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02421, Lexington, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,116 (100%) |
| Owner Occupied HU | 5,053 (71.0%) |
| Renter Occupied HU | 1,746 (24.5%) |
| Vacant Housing Units | 317 ( 4.5%) |
| Median Home Value | $1,307,461 |
| Average Home Value | $1,368,903 |
Housing Distribution
Address Breakdown
Residential
6,980
Single Family
5,483
Multi-Family
1,497
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vantage Point Team • William Raveis R.E. & Home Services
Mls Name: MLS PIN
Mls ID: #73402682