16 N Walnut StRising SunMD21911
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $250,000, 16 N Walnut St, Rising Sun, MD, 21911 in Rising Sun generates $1,638/mo in rent (7.86% yield) but nets only $83/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.46) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $69,070. Total projected return: $100,201.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $83 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,638 |
| Total Monthly Debt Service | $1,455 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7,760 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21911, Rising Sun, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,366 (100%) |
| Owner Occupied HU | 3,443 (78.9%) |
| Renter Occupied HU | 782 (17.9%) |
| Vacant Housing Units | 141 ( 3.2%) |
| Median Home Value | $403,698 |
| Average Home Value | $421,758 |
Housing Distribution
Address Breakdown
Residential
3,650
Single Family
3,534
Multi-Family
116
Businesses
253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7,760 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21911, Rising Sun, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,366 (100%) |
| Owner Occupied HU | 3,443 (78.9%) |
| Renter Occupied HU | 782 (17.9%) |
| Vacant Housing Units | 141 ( 3.2%) |
| Median Home Value | $403,698 |
| Average Home Value | $421,758 |
Housing Distribution
Address Breakdown
Residential
3,650
Single Family
3,534
Multi-Family
116
Businesses
253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julia Neal • Next Step Realty
Mls Name: Bright MLS
Mls ID: #MDCC2018376